Bad expat health insurance policy language

Published 2024-04-10
I don't personally know anything about health insurance. So make sure to conduct your own due diligence before buying.

Alex's Free eBook (Expat Consumer Protection Tips, not affiliate link):
vagabondbuddha.com/expat-health-insurance-ebook/

Alex's Contact Information (email and WhatsApp, not affiliate link):
vagabondbuddha.com/top-4-expat-health-insurance-scโ€ฆ

๐——๐—ฎ๐—ปโ€™๐˜€ ๐—™๐—ฅ๐—˜๐—˜ ๐—˜-๐—•๐—ข๐—ข๐—žโ†’ ๐—™๐—ถ๐—ฟ๐—ฒ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—•๐—ผ๐˜€๐˜€ ๐—ง๐—ฟ๐—ฎ๐˜ƒ๐—ฒ๐—น ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ
vagabondbuddha.com/fire-your-boss-travel-world/

๐——๐—ฎ๐—ปโ€™๐˜€ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ ๐—–๐—ต๐—ฒ๐—ฎ๐—ฝ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐—ฟ๐˜๐˜€ ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ๐˜„๐—ถ๐—ฑ๐—ฒโ˜†โ˜…โ˜†
vagabondbuddha.com/

๐——๐—ฎ๐—ปโ€™๐˜€ ๐—ฅoad Map to Freedom Overseas (Retire Overseas Course)โ˜†โ˜…โ˜†
vagabondbuddha.com/courses/the-retire-overseas-couโ€ฆ

๐——๐—ฎ๐—ปโ€™๐˜€ ๐—›๐—ผ๐˜„ ๐˜๐—ผ ๐— ๐—ฎ๐—ธ๐—ฒ $$$ ๐—ข๐—ป๐—น๐—ถ๐—ป๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—ฏ๐—ฏ๐˜† ๐—–๐—ผ๐˜‚๐—ฟ๐˜€e
vagabondbuddha.com/courses/the-hobby-income-courseโ€ฆ

Health Insurance I Bought (Free ebook, Video, Agent):
vagabondbuddha.com/expat-health-insurance-ebook/

What kinds of risks are you taking if you move overseas?
vagabondbuddha.com/our-liability-disclaimer-the-riโ€ฆ

๐Ÿ‘‡๐Ÿป ๐…๐Ž๐‹๐‹๐Ž๐– ๐๐ˆ๐€๐๐† ๐Ÿ‘‡๐Ÿป
๐Ÿ’๐Ÿปโ€โ™€๏ธ ๐‡๐Ž๐๐Ž ๐•๐„๐๐“๐”๐‘๐„๐’ - ๐๐ˆ๐€๐๐† ๐‡๐”๐ˆ
ใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธ
๐Ÿ“น ๐™”๐™Š๐™๐™๐™๐˜ฝ๐™€ ๐˜พ๐™ƒ๐˜ผ๐™‰๐™‰๐™€๐™‡: ย ย ย /ย @hoboventuresย ย 
๐Ÿ“Œ ๐˜ฝ๐™‡๐™Š๐™‚ : hoboventures.com/
๐Ÿคณ๐™„๐™‰๐™Ž๐™๐˜ผ๐™‚๐™๐˜ผ๐™ˆ : www.instagram.com/qianghui

โ€ผ๏ธ๐‹๐ˆ๐€๐๐ˆ๐‹๐ˆ๐“๐˜ ๐ƒ๐ˆ๐’๐‚๐‹๐€๐ˆ๐Œ๐„๐‘โ€ผ๏ธ: While we have done our best to share our gathered data with you, we are not responsible for any errors or omissions, or for the results obtained using this information. All information is provided โ€œAS-IS,โ€ with no guarantee of completeness, accuracy, timeliness, or for the results obtained using this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. In no event will we be liable to you or anyone else for any decision made or action taken in reliance on the information for any consequential, special or similar damages. Any reliance on the information is strictly at your own risk. Instead, you should consult with legal, medical, financial, tax, and/or other such appropriate professionals familiar with your unique and detailed factual situation before taking any actions.

โ€ผ๏ธ๐‚๐Ž๐’๐“ ๐Ž๐… ๐‹๐ˆ๐•๐ˆ๐๐† ๐ƒ๐ˆ๐’๐‚๐‹๐€๐ˆ๐Œ๐„๐‘โ€ผ๏ธ: Our cost of living estimates include only the cheapest food, rent, and local transportation. It does not include medical insurance or any other expenses. Before moving here, you must do a temporary exploratory site visit in order to accurately calculate your personal cost of living here for all costs for your lifestyle and needs. Plus, make sure you have access to significant additional savings in case you face an emergency.

๊ง ๐•๐€๐†๐€๐๐Ž๐๐ƒ ๐€๐–๐€๐Š๐„ ๊ง‚ ๐ข๐ฌ ๐ญ๐ก๐ž ๐˜๐จ๐ฎ๐ญ๐ฎ๐›๐ž ๐œ๐ก๐š๐ง๐ง๐ž๐ฅ ๐Ÿ๐จ๐ซ ๐•๐š๐ ๐š๐›๐จ๐ง๐๐๐ฎ๐๐๐ก๐š.๐œ๐จ๐ฆ

โ˜†โ˜…โ˜† ๐…๐Ž๐‹๐‹๐Ž๐– ๐Œ๐„ โ˜†โ˜…โ˜†

๐Ÿ’๐Ÿปโ€โ™‚๏ธ โžช ๐•๐€๐†๐€๐๐Ž๐๐ƒ ๐๐”๐ƒ๐ƒ๐‡๐€
ใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธใ€ฐ๏ธ
โ˜† ๐™๐˜ผ๐˜พ๐™€๐˜ฝ๐™Š๐™Š๐™† ๐™‹๐˜ผ๐™‚๐™€ โ˜† :
www.facebook.com/vagabondbuddha/

โ˜† ๐Ÿ“ฉ ๐˜พ๐™Š๐™‰๐™๐˜ผ๐˜พ๐™ ๐˜ฟ๐˜ผ๐™‰ โ˜† :
vagabondbuddha.com/contact/

๐‘ป๐’‰๐’‚๐’๐’Œ ๐’š๐’๐’– ๐’‡๐’๐’“ ๐’˜๐’‚๐’•๐’„๐’‰๐’Š๐’๐’ˆ,
๐‘ซ๐’‚๐’

โœฉโ˜…โ˜† ๐˜ผ๐™‰๐™Š๐™๐™ƒ๐™€๐™ ๐™๐™๐™€๐™€ ๐™š๐˜ฝ๐™Š๐™Š๐™† ๐™„ (๐˜ผ๐™ˆ) ๐™ƒ๐˜ผ๐™‹๐™‹๐™”โ˜†โ˜…โœฉ
vagabondbuddha.com/i-am-happy/

All Comments (17)
  • @VagabondAwake
    I don't personally know anything about health insurance. So make sure to conduct your own due diligence before buying. Alex's Free eBook (Expat Consumer Protection Tips, not affiliate link): vagabondbuddha.com/expat-health-insurance-ebook/ Alex's Contact Information (email and WhatsApp, not affiliate link): vagabondbuddha.com/top-4-expat-health-insurance-scโ€ฆ ๐——๐—ฎ๐—ปโ€™๐˜€ ๐—™๐—ฅ๐—˜๐—˜ ๐—˜-๐—•๐—ข๐—ข๐—žโ†’ ๐—™๐—ถ๐—ฟ๐—ฒ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—•๐—ผ๐˜€๐˜€ ๐—ง๐—ฟ๐—ฎ๐˜ƒ๐—ฒ๐—น ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ vagabondbuddha.com/fire-your-boss-travel-world/ ๐——๐—ฎ๐—ปโ€™๐˜€ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ ๐—–๐—ต๐—ฒ๐—ฎ๐—ฝ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐—ฟ๐˜๐˜€ ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ๐˜„๐—ถ๐—ฑ๐—ฒโ˜†โ˜…โ˜† vagabondbuddha.com/ ๐——๐—ฎ๐—ปโ€™๐˜€ ๐—ฅoad Map to Freedom Overseas (Retire Overseas Course)โ˜†โ˜…โ˜† vagabondbuddha.com/courses/the-retire-overseas-couโ€ฆ ๐——๐—ฎ๐—ปโ€™๐˜€ ๐—›๐—ผ๐˜„ ๐˜๐—ผ ๐— ๐—ฎ๐—ธ๐—ฒ $$$ ๐—ข๐—ป๐—น๐—ถ๐—ป๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—ฏ๐—ฏ๐˜† ๐—–๐—ผ๐˜‚๐—ฟ๐˜€e vagabondbuddha.com/courses/the-hobby-income-courseโ€ฆ Health Insurance I Bought (Free ebook, Video, Agent): vagabondbuddha.com/expat-health-insurance-ebook/ What kinds of risks are you taking if you move overseas? vagabondbuddha.com/our-liability-disclaimer-the-riโ€ฆ
  • @smooth7689
    Met a guy in Jomtien last week. He got an infected mosquito bite, gangrene set in, Thai hospital costs were ยฃ650 a day. He was uninsured. He flew back to the UK and was quoted ยฃ1.5m privately for an emergency operation to transfer a vein to save his leg. He chose amputation above the knee. He was otherwise healthy and all of this happened within 3 months.
  • @billytheweasel
    I bought AIA Ins in Thailand. I even took notes on waiting periods when I confirmed with the agent (30 days this, 90 days that).ย  Then my cardiologist said I need an angiogram and likely a stent. It was 1 year 8 months after buying the policy and AIA refused to pay. I suddenly have a 2 year waiting period. We can't find that anywhere in the policy. And I had one of those 'no issues' letters from a Dr plus labwork as proof.
  • I contacted Alex after watching your last video. The book is also very good. I interviewed a few International Insurance brokers and Alex was by far the most knowledgeable and helpful. We will use his help to obtain our health insurance!
  • @WasOnce.
    I am screwed, I have had two strokes caused by medical malpractice 30 years ago, which gives all insurance an out. I have medicare now with a G plan and have not bought coverage when I travel. One tiny claim for antibiotic after being scratched by a stray dog in Sri Lanka was not covered by Allianz. So going bare when traveling and just leaving it up to the universe since I survived probably the worst case in the past. Love Thailand healthcare and dental and often pay there.
  • @scottjohnson1964
    I connected with Alex and purchased from him when I started traveling 2 months ago.
  • @sandervechte
    Thx for the Videos regarding the health insurance. I received the e-book and liked it. Already wrote an email to the company of Alex. I am a slowtraveller. Keep you updated.Thanks again. Greets from Rio.
  • @Jack_the_rider
    How many months do you prefer to stay at one place before moving to the other and which location you're currently enjoying...I really love to see your cost of living videos.
  • @dovygoodguy1296
    One company was reluctant to accept me at age 67 because of "pre-existing conditions" altogether. However, they found a way to ACCEPT pre-existing conditions BUT NOT health events ARISING FROM the pre-existing conditions. For example, if a person has controlled high blood pressure, anything connected with the blood pressure itself is covered, but if a doctor would assert that for example a HEART ATTACK was attributed to high blood pressure, there would be no coverage for that heart attack. So the question is whether doctors can assert that events are NOT attributed to the pre-existing condition......
  • @jakepapa6516
    If you know off hand, whats the price difference if USA is included?
  • @richardhowe5583
    What town and country does Alex live? I would like to talk to him in person. Thanks Dan you are full of great information. What is the name of your insurance company Dan and how much a month do you pay or how much a year do you pay? Thanks ๐Ÿ‘๐Ÿ˜Ž
  • It's funny how Americans never really consider healthcare costs in their expenses... until it bites them in the butt and they face bankruptcy, but Canadians always do even though they've lived their lives with free Healthcare. Odd. Now as a Canadian I find your info on living expenses a bit lacking. I know you are on an almost permanent travel plan but many of your audience are not. This altered the living costs SIGNIFICANTLY. For instance your to places to retire in Latin America included Mexico numerous times. That location was in my initial research, until I discovered the healthcare costs. Crazy high, but really insane if you get into your 80's. Just really not affordable. So just a suggestion of including those costs. If course it varies by age but a couple of standard ages with rate per location would allow general comparison. I know I cannot afford USA or second choice Mexico. Why such a stupid long post? Your information (that you said is your business) is more accurate and reasoned than other tubers and seems more valuable due to your large experience. Love to see that data included. Thanks fir your time!