Why Apple Pay Is So Safe

It is crazy that Apple Pay isn’t accepted everywhere, in Australia it would be very hard to find someone that doesn’t accept it.

Something that's been left out of this video is that in general, Apple Pay is also more secure than contactless. Literally the first thing you see when you go to use it is a Face ID prompt. In addition, the value transmitted to the card reader can only be used once afterwards. A maliciously modified reader cannot possibly charge you multiple times, and people attempting to get close to people and use contactless through people's wallets won't be able to get your details.

First time in the US last month and I was absolutely shocked how many retailers do not accept Apple Pay. Back home in Australia, absolutely anywhere that accepts eftpos/debit/credit card payment will accept Apple Pay as well. I very very rarely have to use my physical card.

It’s sad that some stores, merchandise, and other websites etc, doesn’t accept Apple Pay

In Poland 100% of merchants accept Apple Pay; to be specific 100% of card terminals accept contactless payments, including Apple Pay, so whenever you can pay by card, you can also use Apple Pay. It's weird that it's not accepted everywhere in the U.S. - the very first country Apple Pay was introduced.

Can you imagine how fast the lines at Walmart would be if they accept Apple Pay? I hope they decide to offer it sometime soon. God knows they could use it😆

Just want to point out that Walmart, at least in Canada, has accepted Tap (including Apple Pay) for quite a few years now.

Another note to add to this video is that Apple Pay actually uses a device based card number that is a barrier between the merchant and your actual card details. So, even if it is compromised the thieves will only get a number for the devices “card” number and not your actual card number. Further minimizing this. You can see this when you see your receipt, the last 4 digits are different than on your card. Instead you have to go to the wallet settings whichever device you used to make the purchase to see the number used there. The one downside is when doing returns, to verify the card number requires a few more steps and remembering which device you used if at a POS. The Apple Watch and iPhone both have different numbers which I learned once after 30min at the LCBO.

I only use it because the satisfying sound it makes 😌

In Europe, where you can pay with debit cards you can pay with apple pay too. I've never had any issue or failed transaction.

That’s why I try to only use Apple Pay !

I use Apple Pay online whenever possible, however I tend to use the Apple titanium card as basically a debit card and then pay it back frequently. It’s great.

I use Apple Pay everywhere here in the UK. And I mean, from Costco, to local shops, to Ice Cream vans to online stores. Seems to just work everywhere, and it's also unlimited unlike the contactless limit on debit cards and Google Pay (of I think, £120). I have paid £800 once at a shop, so I know it works. Truly a great peace of mind.

I hate getting a new card when it’s compromised, but with credit cards, if someone steals your card, you are not responsible for anything they spend or used to purchase with. Credit cards in themselves are already quite secure, this is just a step beyond that.

I’m from Australia, and to me it is such a big surprise that some of the largest stores don’t accept Apple Pay. In Australia, I have never been to any store that allows tap to go/tap and pay debit cards without also allowing Apple Pay. Basically anywhere that accepts contactless physical cards also accept Apple Pay. I don’t even think I’ve ever been to a store that Has a payment terminal that doesn’t specifically Support contactless payment

I love Apple Pay not because of its security, but because of its shortcut where you double press the home button whilst you’re on the lock screen and it takes you there immediately.

I love using Apple Pay so much so that I don't use physical credit cards anymore unless I'm at a store that doesn't accept Apple Pay. It's so convenient and makes check out way faster, it's a shame that not all stores in the U.S accept it and an even bigger shame that a lot of people are against using it (in my experience at least)

In India there is UPI, a universally adapted payment system. Even if someone knows your ID still they can't do anything.

Hey Greg!! I love your Apple tech videos. Keep up the good work!

Yeah, If you havent been to the US you have no idea how unsafe credit card scene has been. Going from magnetic readers with signature authentication, straight to Apple Pay, is exponentially more safe