Buy TLT Now? | iShares 20+ Year Treasury Bond ETF

Published 2024-07-22
Should you buy TLT now or buy individual 20-year & 30-year Treasury Bonds? What are the highest-yielding new issue agency & corporate bonds, plus what are the yield expectations for this week's Treasury auctions - watch on & find out!

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*Sources & referenced videos can be found in first pinned comment

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All Comments (21)
  • šŸ’Ž Get our popular bond course bundle & save $80: www.diamondnestegg.com/home#_paa2isucf šŸ’Ž Bond Beginners (our foundational-level bond course): www.diamondnestegg.com/bond-beginners šŸ’Ž Bond Masters (our intermediate-level bond course): www.diamondnestegg.com/bond-masters šŸ’Ž And join our super-supersaver membership for regular market updates & monthly live member Q&As youtube.com/channel/UCnexoc6tvesvcCEzZhmI-Ag/join >>>>>>>>>> WATCH NEXT >> Our Bond Courses vs YouTube Membership | Which Is Right For You: https://youtu.be/H5h4Eyh0hjo >> Bond Beginners Course Sneak Peak | I-Bonds vs TIPS: https://youtu.be/uXPzbje1g2E >> Bond Masters Course Sneak Peak | How To Build A Bond Ladder: https://youtu.be/p90IDmXn19s >>>>>>>>>> Here is the overview for Bond Beginners: 1. Bond Basics What A Bond Is & How A Bond Works Why Invest In Bonds New Issue vs Secondary Market Bonds Interest Rates & Bond Prices Current Yield & Yield To Maturity Always Remember This! Buying At Par, Above Par & Below Par Different Types Of Bonds Wrap-Up 2. The Risks Of Bond Investing Seven Key Bond Risks Credit Risk Interest Rate Risk Reinvestment Risk/Call Risk Inflation Risk Liquidity Risk Currency Risk & Country Risk Bond Risk Mitigation Strategies Wrap-Up 3. US Treasuries Overview What Are US Treasuries Why Invest In Treasuries Where Can You Buy Treasuries How Are Treasuries Taxed Wrap-Up 4. Treasury Bills What Are Treasury Bills (T-Bills) When Do T-Bill Auctions Happen Where Should You Buy At Auction Auto-Roll When Buying At Auction Where To Find Recent Auction Results High Rate vs Investment Rate Reopening Auctions Cash Management Bills (CMBs) Buying & Selling On Secondary Market Wrap-Up 5. Treasury Notes & Bonds What Are Treasury Notes & Bonds When Do Auctions Happen Buying Treasury Notes & Bonds Auction High Yield vs Interest Rate Floating Rate Notes (FRNs) Treasury Zeros (STRIPS) Wrap-Up 6. TIPS (Inflation-Protected) What Are TIPS When Do TIPS Auctions Happen Nominal vs Real Yields Negative Yields How Do You Adjust TIPS For Inflation Taxes On Phantom Income Secondary Market Liquidity Wrap-Up 7. I-Bonds (Inflation-Protected) What Are I-Bonds How Does I-Bond Interest Work I-Bonds vs TIPS The Annual I-Bond Limit Wrap-Up 8. Agency Bonds The Universe Of Bonds What Are Agency Bonds How Are Agency Bonds Taxed Treasuries vs Agencies Who Might Want To Consider Agencies Yield-To-Call & Yield-To-Worst Where Can You Buy Agency Bonds Wrap-Up 9. Municipal Bonds Our Bond Universe Gets More Complex What Are Municipal Bonds How Safe Are Munis How Are Munis Taxed The De Minimis Rule Social Security & Medicare Premiums Treasuries, Agencies & Munis Who Might Want To Consider Munis Wrap-Up 10. Corporate Bonds Our Bond Universe Is Complete What Are Corporate Bonds How Safe Are Corporates Corporate Bond Hierarchies Five Key Features Of Corporate Bonds How Are Corporates Taxed Treasuries vs Corporates, Etc. Who Might Want To Buy Corporates Wrap-Up >>>>>>>>>> Here is the overview for Bond Masters: 1. Stocks vs Bonds Historical Performance Are Bonds Really Less Volatile Why Invest In Bonds Accumulation vs Decumulation Allocation of Stocks vs Bonds Wrap-Up 2. Which Bonds Might Be Right For You Treasuries & Other Types of Bonds Nominal vs Real Yields Inflation vs Non-Inflation-Protected Taxable vs Tax-Advantaged Accounts Wrap-Up 3. Bond Ladders & Other Bond Strategies Normal vs Inverted Yield Curve What Is A Bond Ladder 5 Important Bond Laddering Questions Laddering When Rates Are Rising Laddering When Rates Are Falling Laddering When Rates Are Uncertain What Is A Bullet What Is A Barbell Wrap-Up 4. Holding to Maturity vs Selling Early Why Hold to Maturity When To Sell Early Before Maturity Tax Implications Of Selling Early Wrap-Up 5. Individual Bonds, Bond Funds, Etc. Why Buy Individual Bonds Why Buy Bond Funds Bond Fund Considerations Key Bond Fund Concepts CDs vs Treasuries Other High-Yield Investments Wrap-Up 6. Our B.E.S.T. Model Portfolios By Age Our B.E.S.T Model Portfolios By Age Model Portfolios In The Industry B.E.S.T Model Portfolio Difference How Much Do You Need To Retire? How I Use The Rules of 100, 110, & 120 B.E.S.T Model Portfolios (20s) B.E.S.T Model Portfolios (30s & 40s) B.E.S.T Model Portfolios (50s & 60s) B.E.S.T Model Portfolios (70s+) Wrap-Up 7. The Decumulation Phase What Is The Decumulation Phase? Bear Markets & Recessions What Can You Do In Bad/Bear Markets Decumulation Tax Considerations The 4% Rule The Bucket Strategy The Flooring Approach Jenā€™s Bucket Strategy With A Twist Wrap-Up >>>>>>>>>> SOURCES & FOLLOW-UP VIDEOS FOR TODAY'S VIDEO: Individual Bonds vs Bond Funds Video: https://youtu.be/EReUe8utwqk ________ www.ishares.com/us/products/239454/ishares-20-yearā€¦ www.google.com/finance/quote/TLT:NASDAQ www.treasurydirect.gov/auctions/upcoming/ home.treasury.gov/policy-issues/financing-the-goveā€¦ www.fidelity.com/ >>>>>>>>>> Thanks for visiting our personal finance channel! We hope this content will help fast-track your financial journey! Everyone's financial journey is different. Please note that: 1) there are questions/ comments which I will not be able to answer without fully understanding your financial, personal & other circumstances 2) we will not ask you to call us or send us money in the comments on this channel or any of our other social media accounts, so if you see comment(s) along those lines, it is most likely spam - PLEASE DO NOT ENGAGE WITH SPAMMERS OR GIVE OUT YOUR PERSONAL INFORMATION FOR YOUR OWN SAF
  • @ppumpkin3282
    Seems like a dangerous time to go long, yes the Fed may cut, but then inflation is still here, either party could continue spending and increasing debt.
  • @agsmith001
    šŸ‘ A video on bear vs bull steepeners explained in your usual clear way would probably be helpful for a lot of people!
  • I'm staying short with T-bills for now. Too much uncertainty and volatility with TLT. It's a crapshoot. I do enjoy gambling, but not with my retirement funds.
  • @goldl3147
    Yes please make a video on rates on the longe-end!
  • @timlangford8678
    Great informative video. New to your channel, but impressed with your very clear and concise videos.
  • @gregs6685
    Thank you for all your clear and detailed information. I just started following you. Yes, I'd like more info on longer treasury etfs. I recently bought a modest amount of EDV from Vanguard for speculation/capital gains. I'm confident interest rates will go down over the next year. I've also started buying-laddering into IBT(H-M) etfs for my IRA instead of directly buying Treasury notes for my shorter term income needs. A decent alternative to a direct ladder build? I've been retired for a few years.
  • @mrbigcat9
    TLT peaked at $179.70 on 3/1/20 TLT if rates go up and TLTW if rates go down?
  • @jasonfulk4935
    I bought 10k in ibonds in May of 2022'. Just now accessed my account since purchase. Is there a way I can roll those over into another TD investment? I only see the option to purchase from my bank account. Must I cash the ibond in first? Remedial question, I understand, but any assistance would be appreciated.
  • @rodmarshall6747
    If you buy long bonds (20-30 years) with a "hold to maturity" and rates rise, you will fall into the same trap as the banks that have, and are going insolvent. If the bond vigilantes come back, this is a real possibility long rates may indeed rise. Also, it's nice to know you don't need your money for 20-30 years. LOL
  • @afsoto
    i have TLTW ( buy write on tlt)
  • @grticecream
    TLT has been a horrific investment. You can get 5.3 percent annualized on Treasuries. I'm surprised this is what people here are interested in. You can lose much money if you buy TLT at the wrong time. The risk reward is pretty bad.
  • @tammynguyen4936
    Please show me how to check the auction results on Treasury Direct. I have tried but seems like not getting the right link. Thanks.
  • @davidchen92127
    Isn't BND better than TLT? 0.03% vs 0.15% on Expense Ratio. I think both can make some short term gain on the coming rate cut(s). But not likely a big pop. As stated long term rates will remain high for some time to come. Because of the continued demand from debts of all kinds. Needless to talk about refinancing on long term debts once they are due. Spending cuts and higher taxes are the only way out.
  • Actually, I'm thinking of shorting treasury bonds now, esp if Powell starts cutting rates.