Six Important Money Lessons Dave Ramsey Taught Us

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2024-06-28に共有
When I first heard Dave Ramsey, I thought he was a little radical – and sort of crass – but Dave definitely grew on me. Let’s talk about the lessons which Dave taught us, because without Dave Ramesy, we may not have stayed debt-free.

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We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.

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コメント (21)
  • I'm a grad of Financial Peace U, and no matter what the critics say, it is a sound path to stability, savings, and a sound mind for living on what you earn.
  • Discovering Dave Ramsey was transformational for me. It’s brought us freedom!
  • Dave Ramsey has given me the financial advice my parents couldn’t/didn’t. I don’t know where we would be without him.
  • Debt free! 5 month emergency fund plus sinking funds. Sinking funds are a game changer!
  • Being debt free tastes better than any meal out or Starbucks coffee! I sure don’t mind eating at home and taking my coffee with me when I don’t have to worry about payments.
  • Ooooo! I'm working his plan and almost out of debt!!! 🎉 He actually totally changed my mindset about debt!!
  • I borrowed his book from the library 10 years ago. The audio version, his yelling at me is just what I needed.
  • Hope and Larry were the first step for me to become debt free. I only have my mortgage left to pay off
  • Thanks to Dave Ramsey I was able to retire early with an emergency fund and peace of mind.
  • I discovered Dave Ramsey back during the lockdown in 2020. I was unemployed. I'm European and it was a big surprise for me to discover people needed his "baby steps" when those are just pure common sense. My grandparents, who survived a war, told me always how to live on less, be frugal, pay cash for everything (including the house), and enjoy simple things in live. But of course, I didn't realise how deep consumerism is ingrained in North America and how unhappy people are in general. I really appreciate the job The Ramsey team is doing for you guys.
  • Before Dave Ramsey was a wonderful man Larry Burkett. His Financial planning and budgeting information was a godsend to us in 1996. I have lived on his plan since then. He changed not only my life but the life of my son as he navigated his finances and now does even today
  • Besides Ramsey, I thank Amy Dacyzcyn from The Tightwad Gazette, that helped me see how to be frugal so I could follow Ramsey’s baby steps!
  • Can't believe we've got to this place where it's so normal to be just perpetually in debt.
  • @lizs1760
    Yes Dave is blunt but we needed that blunt honesty to wake us up. Debt is so normalized nowadays we truly believe a car payment was normal only the rich didn’t have them. We are almost debt free and lots of the advice that helped us was from Dave. Also EveryDollar is a game changer.
  • BEST VIDEO EVER!!! You can feel and see the excitement you have about this subject!! Being debt free is the best feeling in the world. We have always been low income on one salary, but as Dave teaches, "slow & steady wins the race". On BS 7, retired and loving life! These are the BEST years, thanks to Dave's principles ❤
  • I have his book and need to finally sit down & read it. I am so tired of living paycheck to paycheck. I am so ready to get out of debt.
  • I've never had debt or credit cards but dave has taught me how to be thoughtful with money and i would not be without an emergency fund now ever!
  • My husband and I were given this book as a wedding gift when we got married 11 years ago. We followed the steps and now we are a 1 income family with 7 children one of which is extremely special needs. I quit my job as a nurse to care for him when he was born almost 9 years ago. Our house is paid off, we have substantial savings. I obviously don't want my husband to lose his job but if he did we would be okay. It feels amazing to own everything and know no one can take your things away from you. If something did happen we'd cut down to the 4 walls again and live on savings until income was restored.